Enjoy zero annual fees, high reward rates, and exclusive lifestyle benefits with IDFC FIRST Bank credit cards.
India's most rewarding lifetime-free credit cards
Zero joining fee and zero annual fee — forever, on select cards.
Earn 10X points on weekend dining, online shopping & more.
Complimentary domestic & international airport lounge visits.
Use your card abroad with 0% foreign transaction charges.
Get in-principle approval in seconds with minimal documentation.
Convert any purchase above ₹2,500 into easy EMIs instantly.
Pick the card that fits your lifestyle
Annual Fee: ₹0 (Lifetime Free)
Annual Fee: ₹2,999 (waived on ₹3L spend)
Annual Fee: ₹999 (waived on ₹1.5L spend)
Quick check — takes less than 30 seconds
Apply online in 5 minutes. No branch visit required.
Apply for Free Now